I am trying to rebuild my credit. Do I have to get a... - Limited/Bad/Fair Credit Questions


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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I am trying to rebuild my credit. Do I have to get a credit card, and if so which one do...

I am trying to rebuild my credit. Do I have to get a credit card, and if so which one do I need? I do not want a debit card.

Answered on

If you already have a credit card, you can try rebuilding your credit with your existing credit card by making payments on time and staying within the credit limit. But if you need to get a new card, consider applying for a secured credit card. They are good for rebuilding credit. To get a secured credit card you will need to put down a collateral deposit of around $200. However, the fees and interest rates are quite low.

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