I got pre-approved for Crate and Barrel credit card... - Cash Back Rewards Questions

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Credit Card Applications » Questions » User Questions » Cash Back Rewards » I got pre-approved for Crate and Barrel credit card and accepted it as it offered 10% back in...

I got pre-approved for Crate and Barrel credit card and accepted it as it offered 10% back in rewards. I was too excited to read the terms and later found out that rewards are only for select purchases and can expire. Now I want to close this card and get a new card with rewards that do not expire.

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The Crate and Barrel credit card allows earning one point per dollar spent, which is pretty standard and even low for a store credit card. However, everything changes when it comes to redeeming rewards. Crate and Barrel will give you $20 reward dollars certificate for 200 points. If you do not redeem your rewards, they will expire 12 months after the date they are earned. This rewards program is good only for someone who shops at Crate and Barrel all the time. Otherwise a regular credit card with cash back will be a better option. Regular cards offer rewards that do not expire and rewards programs are much simpler. You can explore and compare all offers we have on the site to find the best one for you.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
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Match Mile For Mile: We’ll match all the Miles you’ve earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
For Excellent, Good Credit
Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
For Excellent, Good Credit
Receive 1% cash back on eligible purchases, terms apply
For Fair Credit

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