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Credit Card Applications » Questions » User Questions » Cash Back Rewards » I got pre-approved for Crate and Barrel credit card and accepted it as it offered 10% back in ...

I got pre-approved for Crate and Barrel credit card and accepted it as it offered 10% back in rewards. I was too excited to read the terms and later found out that rewards are only for select purchases and can expire. Now I want to close this card and get a new card with rewards that do not expire.

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Leo Zhu

The Crate and Barrel credit card allows earning one point per dollar spent, which is pretty standard and even low for a store credit card. However, everything changes when it comes to redeeming rewards. Crate and Barrel will give you $20 reward dollars certificate for 200 points. If you do not redeem your rewards, they will expire 12 months after the date they are earned. This rewards program is good only for someone who shops at Crate and Barrel all the time. Otherwise a regular credit card with cash back will be a better option. Regular cards offer rewards that do not expire and rewards programs are much simpler. You can explore and compare all offers we have on the site to find the best one for you.

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Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
For Excellent/Good Credit
2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
For Fair Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit

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