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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

May 2020
best credit cards FROM
OUR PARTNERS

What's the best credit card to apply for in 2020? Well, it depends on you and the question should be put a bit differently: "What credit card is best for me?" Cards may have big rewards, low interest rates, or balance transfer offers. You may find a perfect credit card for you, and Credit-Land.com shows you the most popular credit cards offered by our partners.

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  • Excellent Credit
  • Good Credit
  • Bad Credit
  • Limited / No Credit
Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide
Apply for Citi<sup>®</sup> / AAdvantage<sup>®</sup> Platinum Select<sup>®</sup> World Elite<sup>&#8482;</sup> Mastercard<sup>®</sup> - Credit-Land.com

Rating 4.4

APPLY

on Citi's secure website

Excellent Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
15.99% - 24.99% (Variable)
Balance Transfer Fee
3% of each balance transfer; $5 minimum
Annual Fee
$99, waived for first 12 months
  • Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
  • No Foreign Transaction Fees
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
  • Enjoy preferred boarding on American Airlines flights
  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

our choice

50,000 AAdvantage® miles

Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening

Rewards

Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants

Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases

Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card

Foreign Transaction Fee: 0%

Reporting to the Major Consumer Reporting Agencies

Apply for SoFi - Credit-Land.com

Rating 5.0

APPLY

Excellent / Good Credit

our choice

Maximum Loan Amount
$100,000
Minimum Loan Amount
$5,000
Minimum Income Required
$5,000
Minimum Age of a Borrower
18
Instant Response
Yes
  • Loans between $5k - $100k, state restrictions apply1
  • Fixed rates starting at 5.99% APR (with AutoPay)2
  • 2, 3, 4, 5, 6, or 7 year repayment terms
  • No origination fees, no prepayment penalties
  • Personal loans can be used for a variety of reasons, like paying off credit card debt, investing in home improvements, taking a special vacation, or wedding expenses

our choice

Instant Response

No Credit Check

Apply for Avianca Vida Visa® Card - Credit-Land.com

Rating 4.2

APPLY

Excellent,Good Credit

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening.
Regular APR
13.24% to 26.24%, based on your creditworthiness
Balance Transfer Fee
See terms
Annual Fee
$59
  • 20,000 Bonus LifeMiles after first card use.
  • Earn 2 LifeMiles per $1 spent on Avianca purchases
  • Earn 1 LifeMile per $1 spent on all other purchases
  • 15% discount on purchases of miles with Multiply Your Miles
  • No cap on the number of LifeMiles you can earn
  • 0% Introductory offer for 12 months on Balance Transfers
  • Chip-enabled card provides added security
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Protection against unauthorized charges
  • Emergency Card Replacement
  • Online Account Management
  • Electronic Statements
  • Auto-pay option

our choice

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening.

Ongoing APR on Balance Transfers:
13.24% to 26.24%, based on your creditworthiness

Balance Transfer Fee:
See terms

20,000 LifeMiles

20,000 Bonus LifeMiles after first card use.

Rewards

Earn 2 LifeMiles per $1 spent on Avianca purchases

Earn 1 LifeMile per $1 spent on all other purchases

Unsecured Credit Card

our choice

Intro APR on Purchases
0% for 12 months
Intro APR on Balance Transfer
N/A
Regular APR
12.90% - 22.90% Variable APR
Balance Transfer Fee
3% of each balance transfer (minimum $5)
Annual Fee
$0
  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% – 22.90% (V), based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
  • No Foreign Transaction Fee

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
0% for 12 months

Ongoing APR on Purchases:
12.90% - 22.90% Variable APR

Annual Fee: $0

Rewards Bonus

Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening

Rewards

Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive

Earn Points on Every Purchase! It's simple: $1 = 1 Point

Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
24.9%
Balance Transfer Fee
N/A
Annual Fee
$35 - $99*
  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.

our choice

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Use this card everywhere Mastercard cards are accepted (subject to available credit)

Apply for Citrus Loans - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$1,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
Instant Response
Yes
  • Our process is safe, secure, fast and reliable.
  • No waiting in lines or going to a physical store.
  • Request your loan straight from your mobile phone, or computer.
  • You may be approved in minutes, and your cash will be deposited straight into your bank account.

our choice

Instant Response

No Employment Required

Apply for Avianca Vuela Visa® Card - Credit-Land.com

Rating 4.4

APPLY

Excellent,Good Credit

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening.
Regular APR
13.24% to 26.24%, based on your creditworthiness
Balance Transfer Fee
See terms
Annual Fee
$149
  • 40,000 Bonus LifeMiles after first card use.
  • Earn 3 LifeMiles per $1 spent on Avianca purchases
  • Earn 2 LifeMiles per $1 spent at gas stations and grocery stores
  • Earn 1 LifeMile per $1 spent on all other purchases
  • No foreign transaction fees
  • 15% discount on purchases of miles with Multiply Your Miles
  • Free additional piece of baggage for travel between the United States and Central America
  • A 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $12,000 spent each year
  • An additional 50% discount on an award ticket redeemed for travel to Central America or Colombia from the United States after $24,000 spent each year
  • 0% Introductory offer for 12 months on Balance Transfers
  • Chip-enabled card provides added security
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Protection against unauthorized charges
  • Emergency Card Replacement
  • Online Account Management
  • Electronic Statements
  • Auto-pay option

our choice

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening.

Ongoing APR on Balance Transfers:
13.24% to 26.24%, based on your creditworthiness

Balance Transfer Fee:
See terms

40,000 LifeMiles

40,000 Bonus LifeMiles after first card use.

Rewards

Earn 3 LifeMiles per $1 spent on Avianca purchases

Earn 2 LifeMiles per $1 spent at gas stations and grocery stores

Earn 1 LifeMile per $1 spent on all other purchases

Foreign Transaction Fee: 0%

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
See Terms*
Balance Transfer Fee
N/A
Annual Fee
See Terms*
  • Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Select your favorite card design from our gallery, for free!
  • Online Customer Center available 24 x 7
  • Issued by The Bank of Missouri

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

$95

Build Credit

Apply for Avianca Vida Visa® Card - Credit-Land.com

Rating 4.2

APPLY

Excellent,Good Credit

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening.
Regular APR
13.24% to 26.24%, based on your creditworthiness
Balance Transfer Fee
See terms
Annual Fee
$59
  • 20,000 Bonus LifeMiles after first card use.
  • Earn 2 LifeMiles per $1 spent on Avianca purchases
  • Earn 1 LifeMile per $1 spent on all other purchases
  • 15% discount on purchases of miles with Multiply Your Miles
  • No cap on the number of LifeMiles you can earn
  • 0% Introductory offer for 12 months on Balance Transfers
  • Chip-enabled card provides added security
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Protection against unauthorized charges
  • Emergency Card Replacement
  • Online Account Management
  • Electronic Statements
  • Auto-pay option

our choice

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% introductory APR for the first 12 months. Applies to transfers made within the first 90 days from account opening.

Ongoing APR on Balance Transfers:
13.24% to 26.24%, based on your creditworthiness

Balance Transfer Fee:
See terms

20,000 LifeMiles

20,000 Bonus LifeMiles after first card use.

Rewards

Earn 2 LifeMiles per $1 spent on Avianca purchases

Earn 1 LifeMile per $1 spent on all other purchases

Unsecured Credit Card

Apply for Total Visa Card - Credit-Land.com

Rating 3.7

APPLY

Bad/Fair Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
See Terms*
Balance Transfer Fee
N/A
Annual Fee
See Terms*
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa® card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Reports monthly to all three major credit bureaus
  • Select your favorite card design from our gallery, for free!

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Use this card everywhere Visa cards are accepted

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
See Terms*
Balance Transfer Fee
See Terms*
Annual Fee
See Terms*
  • Get the security and convenience of a full-feature, unsecured Mastercard® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
  • Build up your Credit with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t.
  • You may be eligible for a Credit Line Increase after six months.
  • Easy and secure online application – it just takes moments to apply.
  • Checking account required.
  • If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
  • Receive your card more quickly with optional Expedited Processing (additional fee applies).
  • Get a result in as little as 60 seconds upon completion of the online application.
  • Online Customer Center available 24 x 7.
  • Issued by Synovus Bank, Member: FDIC.

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

See Terms*

Build Credit

Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide
Apply for Horizon Gold - Credit-Land.com

Rating 3.5

APPLY

Bad Credit

our choice

Card Type
Unsecured Store Card
Regular APR
0.00%
Annual Fee
See Terms
Guaranteed Approval
No
Reporting Credit Bureaus
Yes
  • Must have Active Debit Card or Credit Card to qualify.
  • Instant $500 Credit Line.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

our choice

Card Type
Unsecured Credit Card
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Guaranteed Approval
No
Reporting Credit Bureaus
Yes
  • YOU’RE NOT ALONE – First PREMIER Bank values its customers and employees and helping them build a bright future.**
  • WORKING TOGETHER - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.**
  • Looking to build credit? We report to the major consumer reporting agencies monthly**
  • Apply online for a credit card to build credit**
  • Fast, easy & secure online applications
  • Credit limit increases can be evaluated after 12 months. Just ask!

our choice

Reporting to the Major Consumer Reporting Agencies

Use this card everywhere Mastercard cards are accepted (subject to available credit)

our choice

Card Type
Secured
Regular APR
17.39% (variable)
Annual Fee
$35
Guaranteed Approval
No
Reporting Credit Bureaus
Yes
  • 0% introductory APR on all purchases for the first three months
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
0% (first 3 months on Purchases)

Ongoing APR on Purchases:
17.39% (variable)

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

our choice

Card Type
Unsecured Credit Card
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Guaranteed Approval
No
Reporting Credit Bureaus
Yes
  • YOU CAN DO MORE THAN JUST GET BY - First PREMIER Bank values its customers and employees and helping them build a bright future.**
  • Looking to build a credit future? We report to the major consumer reporting agencies monthly**
  • Reports to consumer reporting agencies help you monitor your financial progress to build credit history (build credit by keeping your balance low and paying on time every month)
  • Access to credit, and the things you need (subject to available credit)
  • First PREMIER customer service: helpful, friendly, fast
  • Apply online for a credit card to build credit**

our choice

Reporting to the Major Consumer Reporting Agencies

Use this card everywhere Mastercard cards are accepted (subject to available credit)

Apply for Citrus Loans - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$1,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
Instant Response
Yes
  • Our process is safe, secure, fast and reliable.
  • No waiting in lines or going to a physical store.
  • Request your loan straight from your mobile phone, or computer.
  • You may be approved in minutes, and your cash will be deposited straight into your bank account.

our choice

Instant Response

No Employment Required

our choice

Card Type
Secured
Regular APR
9.99% (Fixed)
Annual Fee
$48
Guaranteed Approval
No
Reporting Credit Bureaus
Yes
  • Better than Prepaid…Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won´t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

our choice

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

Build Credit

Apply for Surge Mastercard® - Credit-Land.com

Rating 3.7

APPLY

Fair/Bad Credit

our choice

Card Type
Unsecured
Regular APR
25.90% – 29.99%
Annual Fee
$75 - $99
Guaranteed Approval
No
Reporting Credit Bureaus
Yes
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Unsecured Credit Card

Apply for Green Dot <i>primor</i>® Visa® Gold Secured Credit Card - Credit-Land.com

Rating 3.4

APPLY

at Green Dot primor's secure site

Poor/Limited/No Credit

our choice

Card Type
Secured
Regular APR
9.99% (Fixed)
Annual Fee
$49
Guaranteed Approval
No
Reporting Credit Bureaus
Yes
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Visa® Gold Secured Credit Card details

our choice

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

Build Credit

Apply for NextDayPersonalLoan.com - Credit-Land.com

Rating 4.3

APPLY

All Credit Types Considered

our choice

Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
Instant Response
Yes
  • Request a loan in 2 minutes or less
  • Direct deposit as soon as the next business day
  • All credit types considered
  • Safe and secure online form

our choice

Instant Response

No Credit Check

our choice

Card Type
Secured
Regular APR
13.99% (V)
Annual Fee
$39
Guaranteed Approval
No
Reporting Credit Bureaus
Yes
  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

our choice

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

Build Credit

our choice

Card Type
Unsecured
Regular APR
See Terms*
Annual Fee
See Terms*
Guaranteed Approval
No
Reporting Credit Bureaus
Yes
  • Get the security and convenience of a full-feature, unsecured Mastercard® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
  • Build up your Credit with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t.
  • You may be eligible for a Credit Line Increase after six months.
  • Easy and secure online application – it just takes moments to apply.
  • Checking account required.
  • If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
  • Receive your card more quickly with optional Expedited Processing (additional fee applies).
  • Get a result in as little as 60 seconds upon completion of the online application.
  • Online Customer Center available 24 x 7.
  • Issued by Synovus Bank, Member: FDIC.

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

See Terms*

Build Credit

Apply for Total Visa Card - Credit-Land.com

Rating 3.7

APPLY

Bad/Fair Credit

our choice

Card Type
Unsecured
Regular APR
See Terms*
Annual Fee
See Terms*
Guaranteed Approval
No
Reporting Credit Bureaus
Yes
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa® card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Reports monthly to all three major credit bureaus
  • Select your favorite card design from our gallery, for free!

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Use this card everywhere Visa cards are accepted

SHOW MORE CARDS
Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide

our choice

Intro APR on Purchases
0% (first 3 months on Purchases)
Intro APR on Balance Transfer
N/A
Regular APR
17.39% (variable)
Balance Transfer Fee
N/A
Annual Fee
$35
  • 0% introductory APR on all purchases for the first three months
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search "OpenSky Card" in Facebook.)
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
0% (first 3 months on Purchases)

Ongoing APR on Purchases:
17.39% (variable)

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Apply for Horizon Gold - Credit-Land.com

Rating 3.5

APPLY

Bad Credit

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
0.00%
Balance Transfer Fee
See terms
Annual Fee
See Terms
  • Must have Active Debit Card or Credit Card to qualify.
  • Instant $500 Credit Line.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
9.99% (Fixed)
Balance Transfer Fee
n/a
Annual Fee
$48
  • Better than Prepaid…Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won´t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

our choice

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

Build Credit

Apply for Citrus Loans - Credit-Land.com

Rating 4.3

APPLY

Any Credit

our choice

Maximum Loan Amount
$1,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
Instant Response
Yes
  • Our process is safe, secure, fast and reliable.
  • No waiting in lines or going to a physical store.
  • Request your loan straight from your mobile phone, or computer.
  • You may be approved in minutes, and your cash will be deposited straight into your bank account.

our choice

Instant Response

No Employment Required

Apply for Independence Gold Card - Credit-Land.com

Rating 4.5

APPLY

Bad Credit

our choice

Intro APR on Purchases
n/a
Intro APR on Balance Transfer
n/a
Regular APR
0.00%
Balance Transfer Fee
See terms
Annual Fee
See terms
  • Bad Credit, No Credit? No Problem!
  • Reports to Major Credit Bureau
  • $500 Credit Limit
  • Fast and Easy Application
  • No Employment or Credit Check

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

Guaranteed Approval

Reporting to the Major Consumer Reporting Agencies

Apply for LifeLoans - Credit-Land.com

Rating 4.3

APPLY

All Credit Considered

our choice

Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
Instant Response
Yes
  • Request a loan in under 2 minutes!
  • This service is free and will NOT affect your credit score
  • Money can be deposited as soon as the next business day

our choice

Instant Response

Apply for Merrick Bank Secured Visa® from Merrick Bank - Credit-Land.com

Rating 3.2

APPLY

See website for Details*

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
17.45% Variable
Balance Transfer Fee
N/A
Annual Fee
$36 for first year. Billed $3 per month thereafter
  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.
  • Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

our choice

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

Use this card everywhere Visa cards are accepted

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
13.99% (V)
Balance Transfer Fee
N/A
Annual Fee
$39
  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

our choice

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

Build Credit

Apply for Green Dot Visa® Secured Credit Card - Credit-Land.com

Rating 3.7

APPLY

at Green Dot’s secure site

Poor/Limited/No Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
19.99% (F)
Balance Transfer Fee
N/A
Annual Fee
$39
  • Good credit or bank account not required
  • Your application will not impact your credit score
  • Initial security deposit can be as low as $200
  • Raise your credit score with responsible card use
  • See additional Green Dot Visa® Secured Credit Card details

our choice

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

Build Credit

Apply for NextDayPersonalLoan.com - Credit-Land.com

Rating 4.3

APPLY

All Credit Types Considered

our choice

Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
Instant Response
Yes
  • Request a loan in 2 minutes or less
  • Direct deposit as soon as the next business day
  • All credit types considered
  • Safe and secure online form

our choice

Instant Response

No Credit Check

best cards FOR EVERY CUSTOMER
FROM OUR PARTNERS

When Credit-Land.com talks about the best credit card offers available right now, we aren't just talking about great credit cards with the hottest offers, the lowest interest rates, or the sweetest rewards. Here, at Credit-Land.com, we make a thorough comparison of the best credit cards in the USA and select a best credit card for each of our customers - and that's not going to be the same card in every case. Our priority is to get you approved for the right card for you.

When you wonder "how to find the best credit card for me", you should remember about your own unique credit history and why you need a credit card. That's why we don't simply show you the most popular new cards or several top credit cards. Credit-Land.com will always tell you what level of credit is required for each card on our site, so you could evaluate your chances to qualify for it. Thus, know your credit history before you apply for a credit card.

There's a card for every need - bad credit, good credit, business or personal. Moreover, there's a perfect card for you, no matter what you're looking for - the important thing is to look in the right place and to compare credit cards. Credit-Land.com is your guide to the best of the best credit card offers.

Every time you submit a new credit card application, a hard inquiry is made to your credit report and your credit can be affected. Use our tools to make sure you're applying for the right card and increase your chances of getting approved.

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BEST CREDIT CARDS

How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

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Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

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How do store credit cards work?

Store credit cards are credit accounts that are offered by retailers together with credit card issuing companies. Their usage is usually limited to the issuing store. That means you won’t be able to use store cards...

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