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Credit Card Applications » Questions » User Questions » Other » I love the exclusive financing offer that comes with the Jared credit card. The thing is I used to have ...

I love the exclusive financing offer that comes with the Jared credit card. The thing is I used to have this card and got in trouble by overspending in the past. Are there any other cards with similar features that you might recommend?

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Leo Zhu

The Jared card is a fairly basic store card that comes with a generic financing offer. When using the Jared the Galleria of Jewelry credit card, cardholders can choose a no-interest offer in order to finance large purchase. Depending on the total purchase cost, cardholders can select either a 12- or 18-month period to pay off their balance with no interest. If an interest payment is missed, the cardholder is stuck with all interest payments from the original date of purchase. There are a lot of stores that offer very similar financing opportunities. If you’re looking for a similar bank card, we have recommendations. Look for a more general bank credit card that comes with a 0% introductory APR on purchases, and use that to make your purchase.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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