In the past I had credit cards and abused them. On... - Limited/Bad/Fair Credit Questions

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » In the past I had credit cards and abused them. On top of that I have l a lot of more...

In the past I had credit cards and abused them. On top of that I have l a lot of more mess on there. Now I want a secured card where like I can manage to build my credit back up where it need to be. What should I do? I don’t have 200 to open a card. If I had that I wouldn’t try to get help. I need it to help me reestablish my credit.

Answered on

That’s the sticky situation.

First of all before you start credit card shopping, request your credit score. It is always better to know exact numbers then grope in the dark. Besides you can check it for any inaccuracies.

Now let’s see what you can do. You may apply for a regular credit card but for this you may need a checking account. If you do have a checking account, look through bad credit section. Some offers may appear right for you.

If you don’t have checking account take a look at Credit One Bank credit card. This is an unsecured credit card, so you don’t need a deposit.

And the last, think on your situation little bit more. If you say that you don’t have start up sum for a security deposit, then will it be good for you to apply for a credit card again? May be it is worth waiting for a while. Regain strength, get more educated, and pave the way to your future financial stability.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
See if you Pre-Qualify without harming your credit score
For Poor Credit
Easy pre-qualification process which does not affect your credit score
For Bad/Poor Credit
No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
For Bad Credit

Other Questions in
Limited/Bad/Fair Credit