Hello, I was a victim of fraud years ago and my... - Limited/Bad/Fair Credit Questions

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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » Hello, I was a victim of fraud years ago and my credit history is bad. Can I get approved...

Hello, I was a victim of fraud years ago and my credit history is bad. Can I get approved for a card? I would like to build up my credit again. Thank You

Answered on

Yes, you can. Consider secured credit cards. These cards are good for those who want to rebuild credit. Secured means that you will have to pay a security deposit which will act as collateral. You credit line will be equal to this security deposit and will start somewhere around $200. Don’t expect low APRs from these cards. Also they may charge an annual fee and processing fees. Look for a card with minimum fees or APRs. But the most important things you should pay your attention to are fraud liability and identity theft protection. All major credit card companies – like American Express, Discover, Visa and MasterCard – offer services that will help you feel safe and protected when you swipe you card or make online purchases. Just review their offers and choose the most suitable program for you.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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