Credit Card Question & Answer

Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » Hello, I was a victim of fraud years ago and my credit history is bad. Can I get approved ...

Hello, I was a victim of fraud years ago and my credit history is bad. Can I get approved for a card? I would like to build up my credit again. Thank You

Answered by , at
Add to Favorites:

Tags: , ,

Leo Zhu

Yes, you can. Consider secured credit cards. These cards are good for those who want to rebuild credit. Secured means that you will have to pay a security deposit which will act as collateral. You credit line will be equal to this security deposit and will start somewhere around $200. Don’t expect low APRs from these cards. Also they may charge an annual fee and processing fees. Look for a card with minimum fees or APRs. But the most important things you should pay your attention to are fraud liability and identity theft protection. All major credit card companies – like American Express, Discover, Visa and MasterCard – offer services that will help you feel safe and protected when you swipe you card or make online purchases. Just review their offers and choose the most suitable program for you.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
No Annual Fee
For Bad Credit
Monthly reporting to the three major credit bureaus
For Fair/Bad Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

Other Questions in
Limited/Bad/Fair Credit