I just recently checked my credit score and... - Limited/Bad/Fair Credit Questions

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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I just recently checked my credit score and it’s 563. I was told that the only way...

I just recently checked my credit score and it’s 563. I was told that the only way I can rebuild it is with a prepaid credit card that reports to credit bureaus. But which credit card will I get approved for?

Answered on

Most prepaid cards do not report to the credit bureaus. To rebuild your credit history you should apply for an unsecured or secured credit card. The secured card is a good option for you because they are for those with bad credit. To get a secured credit card you will have to pay a collateral deposit.

If for some reason secured credit cards do not suit you, you can consider credit cards for bad credit. Since you want to improve your credit history choose a card that reports to the credit bureaus.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
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