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Credit Card Applications » Questions » User Questions » Build Credit History » I am new to the world of credit and I wanted to begin establishing my credit history. I was...

I am new to the world of credit and I wanted to begin establishing my credit history. I was looking at several potential credit cards and there were a few that interested me. One card that I liked was the Yamaha credit card, because I was thinking of buying a motorcycle at Capitol Yamaha. Do you think that’s a good card for me to start with?

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If you are a person who is new to the world of credit and you are looking for a credit card to use as a tool to begin building your credit profile, there are a few specific features you are going to want to have in that card. First of all, whatever card you have it needs to be reporting all of your credit activity to major credit bureaus. This is what will actually allow you to build your credit profile. Secondly, you want to make sure the card you apply for will not cause you to earn an unpayable debt. We would recommend that you skip this card and apply for a 0% interest credit card so you have a year or two to pay of that purchase with no interest charges.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
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