If you are a person who is new to the world of credit and you are looking for a credit card to use as a tool to begin building your credit profile, there are a few specific features you are going to want to have in that card. First of all, whatever card you have it needs to be reporting all of your credit activity to major credit bureaus. This is what will actually allow you to build your credit profile. Secondly, you want to make sure the card you apply for will not cause you to earn an unpayable debt. We would recommend that you skip this card and apply for a 0% interest credit card so you have a year or two to pay of that purchase with no interest charges.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.