Credit Card Question & Answer
Advertising Disclosure
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit Card Applications » Questions » User Questions » Build Credit History » I am new to the world of credit and I wanted to begin establishing my credit history. I was ...

I am new to the world of credit and I wanted to begin establishing my credit history. I was looking at several potential credit cards and there were a few that interested me. One card that I liked was the Yamaha credit card, because I was thinking of buying a motorcycle at Capitol Yamaha. Do you think that’s a good card for me to start with?

Answered by , at
Add to Favorites:

Tags: , , ,

Leo Zhu

If you are a person who is new to the world of credit and you are looking for a credit card to use as a tool to begin building your credit profile, there are a few specific features you are going to want to have in that card. First of all, whatever card you have it needs to be reporting all of your credit activity to major credit bureaus. This is what will actually allow you to build your credit profile. Secondly, you want to make sure the card you apply for will not cause you to earn an unpayable debt. We would recommend that you skip this card and apply for a 0% interest credit card so you have a year or two to pay of that purchase with no interest charges.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

Other Questions in
Build Credit History