If you are a person who is new to the world of credit and you are looking for a credit card to use as a tool to begin building your credit profile, there are a few specific features you are going to want to have in that card. First of all, whatever card you have it needs to be reporting all of your credit activity to major credit bureaus. This is what will actually allow you to build your credit profile. Secondly, you want to make sure the card you apply for will not cause you to earn an unpayable debt. We would recommend that you skip this card and apply for a 0% interest credit card so you have a year or two to pay of that purchase with no interest charges.
CREDIT CARDS FOR BAD CREDIT:
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit