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Credit Card Applications » Questions » User Questions » Cash Back Rewards » Does the Lowe’s credit card offer rewards?

Does the Lowe’s credit card offer rewards?

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Leo Zhu

No, the Lowe’s credit card does not offer rewards. They do not have a customer loyalty program. Lowe’s used to offer a Visa card, but it was discontinued. You may still see the Lowe’s Visa but that is strictly in regards to servicing of old accounts. They are no longer taking applications for that card. The current Lowe’s credit card offers a 5% discount on what they call “everyday” things. But this is a one-time only discount, this is not an ongoing offer. You must spend at least $299 on a single receipt and there are some exceptions. Keep in mind you should pay your bill right away, especially if you are using the 5% discount to save money, because at a rate of 24.99% the interest can rack up fast. Other than this, the only way to earn rewards at Lowe’s is using a major bank credit card that offers rewards.

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Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
For Excellent/Good Credit
2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
For Fair Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit

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