Does the Lowe’s credit card offer rewards? - Cash Back Rewards Questions

Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Cash Back Rewards » Does the Lowe’s credit card offer rewards?

Does the Lowe’s credit card offer rewards?

Answered on
Add to Favorites:

Tags: , ,

No, the Lowe's credit card does not offer rewards. They do not have a customer loyalty program. Lowe’s used to offer a Visa card, but it was discontinued. You may still see the Lowe’s Visa but that is strictly in regards to servicing of old accounts. They are no longer taking applications for that card. The current Lowe’s credit card offers a 5% discount on what they call “everyday” things. But this is a one-time only discount, this is not an ongoing offer. You must spend at least $299 on a single receipt and there are some exceptions. Keep in mind you should pay your bill right away, especially if you are using the 5% discount to save money, because at a rate of 24.99% the interest can rack up fast.
If you want to earn rewards on your purchases you should apply for general rewards credit cards. For example, it can be the Discover it card. This card gives you up to 5% cash back on your purchases in rotating categories (note that you need to register in order to be eligible for getting the bonus). There is no annual fee and you will be able to take advantage of 0% intro APR on purchases.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants,, or wholesale clubs up to the quarterly maximum each time you activate.
For Excellent, Good Credit
Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
For Excellent, Good Credit
Receive 1% cash back on eligible purchases, terms apply
For Fair Credit

Other Questions in
Cash Back Rewards