A stable job history and income are the things banks will check first if you have no credit history. To lessen the risk of denial, you can apply for a secured credit card. These cards require collateral. This means that you will have to deposit a certain amount, about $200, to get this card. Your credit line will be equal to your deposit, and if you want it higher, just pay more. In general secured credit cards can be used the same as unsecured credit cards.