If I get the card that you use for rewards for... - Travel with Credit Cards Questions


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Credit Card Applications » Questions » User Questions » Travel with Credit Cards » If I get the card that you use for rewards for travel, can I pay off my cruise with the...

If I get the card that you use for rewards for travel, can I pay off my cruise with the card, and get reward points for that? So if I owe $2000.00 left, and I put it on my credit card, what reward points will I get, and when will I see them and be able to use them.

Answered on

Yes, you can pay off your cruise with a travel rewards credit card and earn rewards for that. For example, if you put that $2,000 on the Discover it® Miles, you will earn 3,000 miles ($2,000 * 1.5 miles). And since the first-year miles are matched for new cardmembers, Discover will double all the miles you’ve earned your first year at the end of the year. So basically those 3,000 miles are 6,000 miles. The miles match offer is available to the new cardmembers only, and your miles will be doubled even if you use them up by the end of your first year.

It may take one or two billing periods for your miles to post in to your account. Once you see your miles you can use them – redemptions start at 1 mile. You can redeem miles for travel purchases made within the last 180 days. Travel purchases are airline tickets; hotel rooms; car rentals; cruises; tour operators; vacation packages purchased through airlines, travel agents, online travel sites; local and suburban commuter transportation, including ferries; passenger railways; taxicabs and limousines; and charter/tour bus lines. If you prefer cash, you can redeem miles as electronic deposit into your account.

Note that you can increase your Discover credit card savings using Discover Deals portal where deals start at 5% and go up to 20% extra cashback bonus. You can find cruise deals there as well. For example, now you can save 5% on a Norwegian cruise booked through Discover Deals, or 10% on a Carnival cruise. The offers at Discover Deals change frequently and some of the best offers expire fast. So if you want to grab a really good offer, don’t think long. 

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
For Excellent, Good Credit
For a limited time, earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
For Excellent, Good Credit
Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase
For Excellent Credit

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