Can you please help me choose between Luxe signature... - Limited/Bad/Fair Credit Questions

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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » Can you please help me choose between Luxe signature and Vast platinum 1. is this a...

Can you please help me choose between Luxe signature and Vast platinum 1. is this a credit card 2. can I use it for shopping everywhere 3. what are the maintenance charges?

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The LUXE Signature Merchandise Card and Vast Platinum cards are both unsecured credit cards which can be used at a particular website. These are catalogue credit cards and they cannot be used outside the site of the issuer. The Luxe card monthly maintenance fee is $20 and the monthly maintenance fee for the Vast Platinum card is $19.95.

If you want a credit card which you will be able to use everywhere, consider applying for a secured credit card. To get a card you will need to put down a security deposit. The minimum deposit is usually around $200. Your credit activity will be reported to major credit bureaus, so you will be able to build your credit and later apply for an unsecured credit card.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
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