Credit Card Question & Answer

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Credit Card Applications » Questions » User Questions » Student Credit Cards » I am 17 years old and want to open a credit card to build my credit. I have heard that most ...

I am 17 years old and want to open a credit card to build my credit. I have heard that most companies won’t let me open any accounts because I am under 18. Is that true? If so, how can I start working on my credit before I turn 18? Do you know what credit card I can apply for to build my credit history? Thanks in advance.

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Leo Zhu

You cannot apply for a credit card if you are under 18 years of age. Also, you will need your own income to get approved for a credit card.

If you think you are ready for a credit card, you can ask your parents to make you an authorized user on their card. This is a good way to start building your credit history. If you do not want to be an authorized user, you will have to wait until you are 18 years old.

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