I just filed bankruptcy and I am waiting for it to be... - Limited/Bad/Fair Credit Questions

Advertising Disclosure

Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I just filed bankruptcy and I am waiting for it to be discharged. Can I apply for...

I just filed bankruptcy and I am waiting for it to be discharged. Can I apply for CareCredit?

Answered on
Add to Favorites:

Tags: ,

Yes, you can try and apply for a loan after bankruptcy. But it is not a good idea to apply shortly after filing because you risk being denied. It will be better if you wait at least a year. After that you will be able to apply for a secured credit card. Secured cards have lower rates and fees than CareCredit. Also if you use your card responsibly (make payments on time every month and stay within the credit limit), you will be able to request an increase. Most credit issuers allow up to a $3,000 credit limit increase on secured credit cards. They can be used everywhere credit cards are accepted, whereas CareCredit is only for medical treatment at certain doctors.

If you decide to apply, don’t forget to check your credit reports and credit scores, the bankruptcy might have significantly lowered it. Also, make sure all the records are correct in your credit reports.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
See if you Pre-Qualify without harming your credit score
For Poor Credit
No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
For Bad Credit
No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
For Please refer to issuer's website

Other Questions in
Limited/Bad/Fair Credit