Unfortunately, there is no way for me to determine whether or not you would be approved for a card based on your credit score. All credit issuers are different and there is no set number to determine someone’s “credit worthiness”. In addition, credit issuers will also take more factors than just your credit score, into consideration when determining whether or not you should be approved. Based off of my personal opinion, I would say that your chances of being approved are very slim with a score of 620. I would personally recommend that you look for a credit card option that will help build up your score before you apply for a more serious card.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.