I have never had a credit card and want to know if... - Student Credit Cards Questions

Advertising Disclosure

Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Student Credit Cards » I have never had a credit card and want to know if Discover it™ for Students is a good...

I have never had a credit card and want to know if Discover it™ for Students is a good credit card to start out with? Also, I don’t know what it means by APR and if there are any hidden fees with this student credit card.

Answered on
Add to Favorites:

Tags: , , , ,

If you are a student, the Discover it® for Students credit card is good start. The card has no annual and no activation fee. There are no hidden fees at all, but you should read the terms and conditions to be aware of penalty fees. The annual percentage rate (APR) is the interest rate that will be applied to your balance if you don’t pay it off in full each month. Your APR will be determined by the credit issuer and will depend on your creditworthiness. The card also has a rewards program, which allows you to earn 1% cash back on all your purchases, and an additional 5% cash back on rotating categories every quarter.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Earn 5% cash back at Amazon.com and Target now through December 2017, on up to $1,500 in purchases when you activate. Plus, 1% cash back on all other purchases.
For Fair Credit
Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening*
For Good Credit
2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. 1% cash back on all your other purchases.
For Fair Credit

Other Questions in
Student Credit Cards