I have never had a credit card and want to know if... - Student Credit Cards Questions


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Credit Card Applications » Questions » User Questions » Student Credit Cards » I have never had a credit card and want to know if Discover it™ for Students is a good...

I have never had a credit card and want to know if Discover it™ for Students is a good credit card to start out with? Also, I don’t know what it means by APR and if there are any hidden fees with this student credit card.

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If you are a student, the Discover it® for Students credit card is good start. The card has no annual and no activation fee. There are no hidden fees at all, but you should read the terms and conditions to be aware of penalty fees. The annual percentage rate (APR) is the interest rate that will be applied to your balance if you don’t pay it off in full each month. Your APR will be determined by the credit issuer and will depend on your creditworthiness. The card also has a rewards program, which allows you to earn 1% cash back on all your purchases, and an additional 5% cash back on rotating categories every quarter.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants or Amazon.com up to the quarterly maximum each time you activate. Plus, 1% unlimited cash back automatically on all other purchases.
Fair Credit
Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening*
Good Credit
2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, 1% cash back on all other purchases.
Fair Credit

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