We would not recommend you to apply for a store credit card to rebuild your credit. While it is rather easy to get approved for a store credit card, such cards come with high interest rates and hefty late payment fees. The Lane Bryant credit card comes with a high 26.99% interest rate, so carrying a balance will cost you. Today it is possible to find a credit card with lower APR. Regular credit cards from major banks will give you more flexibility. You will be able to use them everywhere and not at a particular retailer. You also can earn rewards, plus most banks will give you access to your free credit score. You will be able to monitor your credit score changes: you will see what makes it go up or down.