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Credit Card Applications » Questions » User Questions » Build Credit History » I am looking to establish my credit history and I was wondering if the Roamans credit card...

I am looking to establish my credit history and I was wondering if the Roamans credit card would be a good card to start with. Do you think so as well, or do you have any other recommendations?

Answered on

When it comes to finding a credit card to begin establishing your credit history with, there are a few things you’re going to want to ensure. First of all, you’re want to make sure that the card you are planning to get is not going to be a card that will cause you to rack up an unpayable balance. Secondly, you want to make sure that the card you are applying for reports to major credit bureaus. This is what allows you to actually build your credit profile. The Roamans credit card is affiliated with Comenity Bank, therefore it does report to some of the credit bureaus. However, the Roamans credit card is not our overall recommendation. We would consider finding a more general credit card that can be used at more places than just one store. A nice additional feature to have would be a low APR and a low spending limit so you’re not tempted to get into debt.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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