When it comes to finding a credit card to begin establishing your credit history with, there are a few things you’re going to want to ensure. First of all, you’re want to make sure that the card you are planning to get is not going to be a card that will cause you to rack up an unpayable balance. Secondly, you want to make sure that the card you are applying for reports to major credit bureaus. This is what allows you to actually build your credit profile. The Roamans credit card is affiliated with Comenity Bank, therefore it does report to some of the credit bureaus. However, the Roamans credit card is not our overall recommendation. We would consider finding a more general credit card that can be used at more places than just one store. A nice additional feature to have would be a low APR and a low spending limit so you’re not tempted to get into debt.
CREDIT CARDS FOR BAD CREDIT:
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit