Is it necessary to have the Sears credit card to... - Cash Back Rewards Questions

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Credit Card Applications » Questions » User Questions » Cash Back Rewards » Is it necessary to have the Sears credit card to participate in the store’s Shop Your Way...

Is it necessary to have the Sears credit card to participate in the store’s Shop Your Way rewards program?

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It is not necessary to use the Sears store branded card to participate in the Shop Your Way rewards program. Actually it would be more beneficial to use a traditional bank credit card that offers rewards because that would allow you to double your rewards.

Most traditional rewards credit cards offer at least one mile or point for every dollar spent.  So you would be earning at least 2% in rewards by using both programs. The Shop Your Way Program offers reward points that can be used towards future store purchases. Bonus points are offered in rotating categories weekly. If you are redeeming more than $10 in points you will need to enter your PIN.

The Sears credit card itself does not earn rewards.  It is tied to the Shop Your Way rewards program, which has no annual fee and is free to join. You don’t even need a rewards card. Just sign up and provide your phone number at checkout and discounts and points are applied automatically no matter what credit card you use.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
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Match Mile For Mile: We’ll match all the Miles you’ve earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
For Excellent, Good Credit
Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
For Excellent, Good Credit
Receive 1% cash back on eligible purchases, terms apply
For Fair Credit

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