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Credit Card Applications » Questions » User Questions » Cash Back Rewards » Is it necessary to have the Sears credit card to participate in the store’s Shop Your Way ...

Is it necessary to have the Sears credit card to participate in the store’s Shop Your Way rewards program?

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Leo Zhu

It is not necessary to use the Sears store branded card to participate in the Shop Your Way rewards program. Actually it would be more beneficial to use a traditional bank credit card that offers rewards because that would allow you to double your rewards.

Most traditional rewards credit cards offer at least one mile or point for every dollar spent.  So you would be earning at least 2% in rewards by using both programs. The Shop Your Way Program offers reward points that can be used towards future store purchases. Bonus points are offered in rotating categories weekly. If you are redeeming more than $10 in points you will need to enter your PIN.

The Sears credit card itself does not earn rewards.  It is tied to the Shop Your Way rewards program, which has no annual fee and is free to join. You don’t even need a rewards card. Just sign up and provide your phone number at checkout and discounts and points are applied automatically no matter what credit card you use.

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Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
For Excellent/Good Credit
2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
For Fair Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit

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