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Credit Card Applications » Questions » User Questions » Build Credit History » I am very new to the world of credit. I have never had any credit card before, so I have no ...

I am very new to the world of credit. I have never had any credit card before, so I have no idea what credit card would be right for me. I have a few potential considerations, such as Teamsters credit card, but I don’t know if it is right for me. Do you have any recommendations?

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Leo Zhu

If you are considering applying for the Teamster Privilege credit card, there is one major requirement you must have before applying. On the Teamster website, it says that Teamster card is for union members and their families. If you meet that requirement, you are eligible, but there are other things you need to take into consideration for choosing your first credit card. Whatever card you choose to apply for, make sure the card reports your activity to the major credit bureaus so you can build a credit profile. Whatever credit card you get, use it responsibly meaning don’t make late payments or max out your credit limit as that can reflect negatively on your credit score. If you are able to get this card, it wouldn’t be the worst decision for a first card, but do look at the other options we offer.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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