When selecting which credit card you’re going to begin establishing your credit profile with, there are several things you want to take into consideration. First off, you want to ensure that whatever card you are applying for will be reporting all of your credit activity to major credit bureaus. Secondly, you want to make sure that the card you are applying for is not going to be a card where you rack up an unpayable balance, because this would not look good on your credit profile. In addition, you would probably want a card with more flexibility instead of a card that limits you to one store. So, no, I would not recommend the Brooks Brothers credit card to start with. Instead, I would recommend a card that is affiliated with a major payment network and comes with a low spending limit, to avoid going into debt.
CREDIT CARDS FOR BAD CREDIT:
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit