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Credit Card Applications » Questions » User Questions » Other » I’m interested in applying for a Coldwater Creek Mastercard. Can you tell me what the pros and cons ...

I’m interested in applying for a Coldwater Creek Mastercard. Can you tell me what the pros and cons of the card are, before I decide whether it’s worth getting?

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Leo Zhu

This store credit card offers some attractive perks for people who are fans of the chain, which offers women’s clothes and accessories. Among the benefits of the card, you’ll get a 20% discount on your first purchase, two free shipping opportunities per year, a $25 coupon to use during the month of your birthday, and five reward points for every dollar you spend. Reward points can be redeemed for store credit on future purchases. Consider, however, that you may also get the same rewards, or even better ones, from another type of credit card. A signup bonus that gives you enough frequent flyer miles for a one-way plane ticket, or enough reward points for a $100 gift card is an even better deal. And store credit cards have notoriously high interest rates; you may be able to find a rewards credit card that offers you no interest for the first year you have the card.

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