You can apply for any credit card targeted at people with fair credit. For example, you may get interested in the Barclaycard® Rewards MasterCard® . It is a no annual fee credit card with cash back rewards program. You will earn 2x cash back rewards on gas, grocery and utility purchases and one cash back reward on all other purchases. The earned cash back rewards can be used like cash to pay for purchases. Your credit activity will be reported to major credit bureaus and you will be able to track your FICO scores via online account.