You may like the Citi ThankYou® Preferred Card – Earn 20,000 Bonus Points. The card will allow you to earn 1 point on all purchases and 2 points on restaurants and entertainment. Plus there is a sign up bonus of 20,000 points. You will receive it after spending $1,500 in card purchases within 3 months of account opening. The points never expire and can be redeemed for gift cards and other rewards. The card comes with 0% introductory interest rate, after that the APR will be determined based on your creditworthiness. The card does not have an annual fee.