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Credit Card Applications » Questions » User Questions » Other » I love using eBay and PayPal and was considering the PayPal Extras credit card but the APR is really high ...

I love using eBay and PayPal and was considering the PayPal Extras credit card but the APR is really high for me because I rarely pay off the cards balance each month. Can you recommend me a credit card with lower APR but with similar rewards?

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Leo Zhu

You may like the Citi ThankYou® Preferred Card – Earn 20,000 Bonus Points. The card will allow you to earn 1 point on all purchases and 2 points on restaurants and entertainment. Plus there is a sign up bonus of 20,000 points. You will receive it after spending $1,500 in card purchases within 3 months of account opening. The points never expire and can be redeemed for gift cards and other rewards. The card comes with 0% introductory interest rate, after that the APR will be determined based on your creditworthiness. The card does not have an annual fee.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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