I had Royal Caribbean credit card when it was run by... - Cash Back Rewards Questions

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Credit Card Applications » Questions » User Questions » Cash Back Rewards » I had Royal Caribbean credit card when it was run by Mellon Bank and wanted to apply for it...

I had Royal Caribbean credit card when it was run by Mellon Bank and wanted to apply for it again but today’s card comes with less perks and more restrictions. What alternative can you recommend?

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A credit card with cash back rewards can be a good alternative. For example, it can be a Discover credit card. Some Discover credit cards will allow you to save 5% in rotating categories but you will need to sign up every quarter to earn this additional 5% cash back. If you don’t want to deal with sign-ups, then you may want to apply for a different card. However, all Discover credit cards will give you access to Discover Deals where you can earn up to 20% cash back. Royal Caribbean purchases earn 5% cash back there. But don’t look at rewards programs only, look at the fees and interest rates as well. If you are going to use the card everywhere, you may want a no annual fee credit card with low interest rate. All Discover cards come without annual fees and interest rates will be determined based on your creditworthiness.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
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INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
For Excellent, Good Credit
Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
For Excellent Credit
Receive 1% cash back on eligible purchases, terms apply
For Fair Credit

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