I had Royal Caribbean credit card when it was run by... - Cash Back Rewards Questions


Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Cash Back Rewards » I had Royal Caribbean credit card when it was run by Mellon Bank and wanted to apply for it...

I had Royal Caribbean credit card when it was run by Mellon Bank and wanted to apply for it again but today’s card comes with less perks and more restrictions. What alternative can you recommend?

Answered on

A credit card with cash back rewards can be a good alternative. For example, it can be a Discover credit card. Some Discover credit cards will allow you to save 5% in rotating categories but you will need to sign up every quarter to earn this additional 5% cash back. If you don’t want to deal with sign-ups, then you may want to apply for a different card. However, all Discover credit cards will give you access to Discover Deals where you can earn up to 20% cash back. Royal Caribbean purchases earn 5% cash back there. But don’t look at rewards programs only, look at the fees and interest rates as well. If you are going to use the card everywhere, you may want a no annual fee credit card with low interest rate. All Discover cards come without annual fees and interest rates will be determined based on your creditworthiness.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
Excellent, Good Credit
Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
Excellent, Good Credit
Enjoy peace of mind with $0 Fraud Liability
Fair Credit

Other Questions in
Cash Back Rewards

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!