The Dick’s Sporting Goods credit card is rather pricy if you compare it with regular credit cards. The Dick’s credit card comes with high APR and special financing offer is only for specific products provided you meet the spending limit. Also, you cannot choose which Dick’s credit card you get. As an alternative, we would offer you to apply for a 0% intro APR credit card. You won’t need to buy a specific product or spend specific amount to qualify for 0% introductory APR. You will get this 0% intro APR once you activate your card. Also, regular credit cards may have rewards programs allowing you to save on all your purchases, even if you shop outside the Dick’s stores.