Credit Card Question & Answer
Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.
Credit Card Applications » Questions » User Questions » Cash Back Rewards » I was shopping at my local Gymboree store recently and they asked if I’d like to apply ...

I was shopping at my local Gymboree store recently and they asked if I’d like to apply for their store credit card. They were offering a good amount off my first purchase if I was approved. But I didn’t know if the card would be a good one, so I declined. Now I’m wondering if I made a mistake. Should I have applied and saved 15% off my purchase?

Answered by , at
Add to Favorites:

Tags: , ,

Leo Zhu

You made a good choice. While it can be tempting to apply for a store credit card, there are other credit cards available with just as good, and even better, deals. Instead of saving 15% on your first purchase and then paying a high APR for any balance you carry month to month, you could earn 500 bonus points and get a 0% APR for the first year – a much better deal. Plus, you can use another type of credit card anywhere, not just at one retailer. There are so many great cash back and points rewards credit cards available, why limit yourself to a card that only works in one store? Look around and find a card that will meet more than one need.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
For Excellent/Good Credit
2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases. 1x points on all other purchases
For Fair Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit

Other Questions in
Cash Back Rewards