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Credit Card Applications » Questions » User Questions » Other » I have my eye on some Restoration Hardware furniture that would look great in my living room. Before I buy ...

I have my eye on some Restoration Hardware furniture that would look great in my living room. Before I buy it, I’m waiting for it to go on sale. But should I also get a store credit card in order to get the lowest price?

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Leo Zhu

If you want to buy your dream sofa, dining room table, or bed from a particular retailer, there’s no harm in considering the store credit card to make the most of your purchase. Waiting until the furniture goes on sale is a smart option, as well. But don’t limit yourself to only looking at the store credit card when you look for a card to make this big purchase. Carefully consider what the terms and conditions of the card are, and whether you can get the same or better terms with another type of credit card. A low APR, a nice signup bonus, and flexible reward redemption are all great things to look for before you make that big purchase you’re fantasizing about.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
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