If you want to buy your dream sofa, dining room table, or bed from a particular retailer, there’s no harm in considering the store credit card to make the most of your purchase. Waiting until the furniture goes on sale is a smart option, as well. But don’t limit yourself to only looking at the store credit card when you look for a card to make this big purchase. Carefully consider what the terms and conditions of the card are, and whether you can get the same or better terms with another type of credit card. A low APR, a nice signup bonus, and flexible reward redemption are all great things to look for before you make that big purchase you’re fantasizing about.
Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.