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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » I am trying to rebuild my credit. I would like to make sure I can purchase anything at ...

I am trying to rebuild my credit. I would like to make sure I can purchase anything at any time as well.

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Leo Zhu

I recommend you check your credit history and credit score. See if there are any errors in your report and dispute them if you find any. Once that is cleaned up, you can apply for a credit card. Look into secured credit cards. They are good for those who want to rebuild credit. These cards require a deposit, which can be as low as $200. The credit line will be equal to the amount of the deposit. Secured credit cards can have high APRs and fees and do not usually offer rewards. But they are accepted almost anywhere. If you don’t want to make a deposit, you can apply directly for a credit card for bad credit.

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