A good alternative for you can be the Discover it®- Double Cash Back your first year credit card. It will reward you with 1% cash back on all purchases, 5% cash back on purchases in rotating categories, and up to 20% cash back on purchases through Discover Deals. Shopping at Express via Discover Deals will bring you 5% cash back. This cash back will be added to the regular 1% cash back meaning your total cash back on Express purchases can be 6%. As for fees, there is no annual fee and no interest rate on purchases and balance transfers for 14 months. After that a variable APR will apply. Discover cards are accepted worldwide everywhere you see Discover logo.