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The term 'bankruptcy' refers an individual or an organization that publically announces its inability to repay the amount given by banks or other investors. This term can be further branched into two wide categories namely: involuntary bankruptcy and voluntary bankruptcy.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.