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Before one understands the term FICO score, one needs to know what FICO stands for, FICO is Fair Isaac Corporation that help create a system in 1958 to track credits rating for various investors in the United States. It also was to first to document these details for the American Bank and Trust who began to issue credit cards. Therefore an FICO score is the same as one's credit score or rating.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are accurate as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.