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Credit Card Applications » Questions » User Questions » Other » What do I need to do to get a credit card? I’ve never had one before and don’t know exactly how ...

What do I need to do to get a credit card? I’ve never had one before and don’t know exactly how to get one.

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Leo Zhu

To get a credit card you should be at least 18 years old and have a job. We also have cards for students. Start by checking your credit report. Find out what your credit score is. And choose the right credit card with help of our credit card navigator. Simply follow three easy steps and see the options you have. Review the credit card terms and make sure the issuer reports to major credit bureaus so you can build your credit history. Choose a card and click the “Apply Online” button. You will be directed to the application form. Then just complete the form and submit it. You will receive a letter within ten business days letting you know if you were approved and when to expect your credit card.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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