What do I need to do to get a credit card? I’ve... - Other Questions


Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Other » What do I need to do to get a credit card? I’ve never had one before and don’t know exactly how...

What do I need to do to get a credit card? I’ve never had one before and don’t know exactly how to get one.

Answered on

To get a credit card you should be at least 18 years old and have a job. We also have cards for students. Start by checking your credit report. Find out what your credit score is. And choose the right credit card with help of our credit card navigator. Simply follow three easy steps and see the options you have. Review the credit card terms and make sure the issuer reports to major credit bureaus so you can build your credit history. Choose a card and click the “Apply Online” button. You will be directed to the application form. Then just complete the form and submit it. You will receive a letter within ten business days letting you know if you were approved and when to expect your credit card.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
For Excellent, Good Credit
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
For Excellent, Good Credit
Our application is quick and easy with instant pre-qualification available
For Fair / Good Credit

Other Questions in