What Is The Hype Surrounding Instant Approval Credit... - Limited/Bad/Fair Credit Questions

Advertising Disclosure

Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » What Is The Hype Surrounding Instant Approval Credit Card?

What Is The Hype Surrounding Instant Approval Credit Card?

Answered on
Add to Favorites:

We all live in a world where time is something we do not have much of. With everything we look for quick solutions and faster processing which saves on the effort and what goes into the process. We`re always in a rush to finish something or to move on to something new. With credit cards, many people feel the same way. Some do not want to spend all day looking at numerous cards and offers or to be communicating back and forth with various documents and waiting for an approval on a credit card.

There are a number of websites that offer instant credit cards. They have simple processes which require the consumers to simply sign in and enter all their pertinent information. Following this they are required to then simply choose a credit card that they wish to apply for and wait to hear from the company on the approval. The thing about instant credit card approvals is that they do occur really fast. Within a few hours the consumer gets to know whether they will be issued the card or not and they can get on with their lives while this is being done.

What people often confuse themselves about is the fact that instant approval cards are mostly to do with just the part where the card gets approved or not. It does not mean you receive a credit card immediately and can start shopping. The card will be mailed later within a time span of about 2 or four business days and then you can begin using it. However the delay of waiting to hear from the company and of sending a lot of communication back and forth for over a month or more before receiving approval is done away with in this process.

What you should do as a consumer is most importantly make sure that you are signing up for the right card. If you end up with a high interest card, it could cost you dearly on every transaction so make sure you know all the details. What is a bigger problem with most consumers is the fact that often they tend to lose out on details with these cards. If you are looking for a card you can use immediately you can of course temporarily opt for a prepaid credit card which can be used according to the money you load on it.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
See if you Pre-Qualify without harming your credit score
For Poor Credit
Easy pre-qualification process which does not affect your credit score
For Bad/Poor Credit
No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
For Bad Credit

Other Questions in
Limited/Bad/Fair Credit