What kind of credit do I need to get a card from King... - Limited/Bad/Fair Credit Questions

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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » What kind of credit do I need to get a card from King Size clothing, I have less than...

What kind of credit do I need to get a card from King Size clothing, I have less than perfect credit and I just gained some weight and basically need an entire wardrobe?

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You don’t need excellent credit, but you shouldn’t apply for this card if you have bad credit. A hard inquiry is not worth it for a card you might not get. Also, consider store cards usually have low limits which can potentially damage your credit score as well. If you get a card with a $500 limit and spend $475 and then carry a balance and make only minimum monthly payments this cause you to lose some points on your credit score. Carrying a balance of more than 30% of the card limit can negatively affect your credit score. Try a card that is meant for your type of credit to favor the odds of approval. Keep balances low and make timely payments.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
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