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Credit Card Applications » Questions » User Questions » Other » What should I look for in a credit card, if I want to get a new one to use for a major purchase?

What should I look for in a credit card, if I want to get a new one to use for a major purchase?

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Leo Zhu

If you’re looking to get a new credit card to use on a specific large purchase, the first thing you want to think about is how to maximize your rewards. That means not just finding a great rewards credit card, but looking for a card that also has low fees and other great features. Some of these include things like 24/7 concierge service, purchase protection, price guarantees, travel perks, and long introductory periods where you’ll pay no interest on your purchase. If you’re thinking of getting a retailer credit card, be aware that most of them do not offer these types of perks. For example, if you get a store credit card to buy a nice necklace for your wife, you may end up making that Kay Jewelers credit card payment and not getting much in return. Instead, choose a card that pays you back with rewards.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
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