Credit Card Question & Answer

Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions » Build Credit History » Hi, I’ve recently began taking interest in the world of credit and I was wondering ...

Hi, I’ve recently began taking interest in the world of credit and I was wondering what would be a good credit card for me to start with so I can begin establishing my credit profile. I was interested in the Lumber Liquidators card, along with several other cards. Do you think the Lumber Liquidators card is a good card to start with, or should I keep looking?

Answered by , at
Add to Favorites:

Tags: , ,

Leo Zhu

If you are an individual who is looking to establish their credit profile, you are going to want to find a few key features in whatever card it is that you apply for. First of all you want to ensure that the card is reporting your credit activity to the major credit bureaus. The Lumber Liquidators card is associated with Synchrony Bank so fortunately, this card does report activity. Secondly, you want to ensure that whatever card it is you apply for, it won’t cause you to earn an unpayable debt. The Lumber Liquidators card has a very high APR and is limited to one chain of stores. If I were you, I would skip this card and instead look for a more general card, and use that card responsibly.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
No Annual Fee
For Bad Credit
Monthly reporting to the three major credit bureaus
For Fair/Bad Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

Other Questions in
Build Credit History