Can I get cash back from my checking account, or do I... - Cash Back Rewards Questions

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Credit Card Applications » Questions » User Questions » Cash Back Rewards » Can I get cash back from my checking account, or do I have to have a credit card to get those...

Can I get cash back from my checking account, or do I have to have a credit card to get those types of rewards? I am reluctant to open another credit card account, as I am worried it will affect my credit score.

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Checking accounts do not usually carry rewards. If you would like to earn cash back, miles, hotel reward points, or other perks, you’ll want to apply for a credit card account. Depending on your bank, you may be able to participate in programs like SunTrust rewards, but the real high value credit card rewards are found with credit cards from Mastercard, Visa, American Express and Discover. You can earn signup bonuses that can be cashed in for round-trip airline tickets, gift cards to your favorite retailers, and hotel bonus points that enable you to take a luxury vacation on a budget. These credit cards can be applied for online, without being a member of any specific bank. You’ll get a decision within seconds or minutes, in most cases.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
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We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
For Excellent, Good Credit
Earn 5% cash back at and Target now through December 2017, on up to $1,500 in purchases when you activate. Plus, 1% cash back on all other purchases.
For Excellent, Good Credit
Receive 1% cash back on eligible purchases, terms apply
For Fair Credit

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