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Credit Card Applications » Questions » User Questions » Balance Transfers » I have Citgo credit card and recently missed a payment on it and now I should pay big interest ...

I have Citgo credit card and recently missed a payment on it and now I should pay big interest because the interest rate is almost 25%. So I’ve decided to transfer the card balance to another card. Can you recommend me one? May credit is good even after slight drop because of late payment.

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Leo Zhu

You can transfer the card balance to the Discover it® Chrome card. It comes with a 12-month 0% intro APR on balance transfers and purchases. The balance transfer fee is 3% for each balance transfer. The card also has rewards program. It will allow you to earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter and 1% cash back on all other purchases. So you may want to keep this card to earn rewards on gas purchases as it will save you more than 5 cents per gallon.

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Intro APR on Balance Transfer: 0% (21 months)*
For Excellent/Good Credit
Intro APR on Balance Transfer: 0% (12 months (on balance transfers made within 45 days of account opening))
For Excellent/Good Credit
Intro APR on Balance Transfer: 0% (18 months)*
For Excellent/Good Credit
* Click apply to read the full Terms and Conditions.

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