You can transfer the card balance to the Discover it® Chrome card. It comes with a 12-month 0% intro APR on balance transfers and purchases. The balance transfer fee is 3% for each balance transfer. The card also has rewards program. It will allow you to earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter and 1% cash back on all other purchases. So you may want to keep this card to earn rewards on gas purchases as it will save you more than 5 cents per gallon.