The content is accurate at the time of publication and is subject to change.

A store card may sometimes be easier to get than a traditional card due to decreased risk to the creditor because of the combination of a low limit and lone use of the card on their own merchandise. Store cards are not just given to anyone and some are easier to get than others. If a store issues their own card and it is not branded with a major payment network like Visa or MasterCard it will only be usable at their locations. They will probably also give you a low spending limit of somewhere between $500 and $1,000 dollars. This gives them the ability to have a little more discretion in considering negative credit factors. However, Bed Bath and Beyond only offers a MasterCard. That means you can use it anywhere, which will increase their risk which would obviously make the card slightly more difficult to get than a basic store card.

tags : Shopping Build Credit Store Cards

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.