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April 2020. Best Mastercard®
credit cards FROM
OUR PARTNERS

Mastercard is a well-known and trusted company in the credit card industry. Most of their cards offer everything from cash back rewards to perks in every area from travel to dining. With excellent credit, you can earn Mastercard rewards, and with bad credit, you can get a Mastercard to rebuild credit.

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Apply for Citi Rewards+<sup>&#8480;</sup> Card - Credit-Land.com APPLY

on Citi's secure website

Excellent, Good Credit

Special Mastercard Offer

MAXIMIZE REWARDS

Rating 5.0

  • The Citi Rewards+SM Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% 15 months on Purchases

Intro APR on Balance Transfers:
0% 15 months on Balance Transfers

Ongoing APR:
13.49% - 23.49% (Variable)

Balance Transfer Fee:
3% of each balance transfer; $5 minimum

Annual Fee: $0

15,000 ThankYou® Points

Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com

Rewards

The Citi Rewards+SM Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.

Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.

Best Mastercard Credit Card Offers

While Mastercard does not issue credit cards, Mastercard-branded credit cards are offered by many issuers. Consumers can find credit cards with rewards (like points, cash back, or miles), zero introductory rates, no annual fees, or bonus offers. Mastercard also offers protections and other benefits which, however, vary depending on the card issuer. Below you will find some of the popular Mastercard cards from our partners.

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Apply for Citi<sup>®</sup> Diamond Preferred<sup>®</sup> Card – 21 Month Balance Transfer Offer - Credit-Land.com

Rating 4.3

APPLY

on Citi's secure website

Excellent/Good Credit

our choice

Intro APR on Purchases
0% 12 months on Purchases
Intro APR on Balance Transfer
0% 21 months on Balance Transfers
Regular APR
13.74% – 23.74% (Variable)
Balance Transfer Fee
5% of each balance transfer; $5 minimum.
Annual Fee
$0
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. After that, the variable APR will be 13.74% – 23.74%, based on your creditworthiness. All transfers must be completed in first 4 months.
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 13.74% – 23.74%, based on your creditworthiness.
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® score online.
  • With Citi EntertainmentSM, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 13.74% – 23.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

our choice

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% 12 months on Purchases

Intro APR on Balance Transfers:
0% 21 months on Balance Transfers

Ongoing APR:
13.74% – 23.74% (Variable)

Balance Transfer Fee:
5% of each balance transfer; $5 minimum.

Annual Fee: $0

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Apply for Citi<sup>®</sup> Double Cash Card – 18 month BT offer - Credit-Land.com

Rating 4.7

APPLY

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
0% 18 months on Balance Transfers
Regular APR
13.99% – 23.99% (Variable)
Balance Transfer Fee
3% of each balance transfer; $5 minimum
Annual Fee
$0
  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

our choice

0% Intro APR on Balance Transfers

Intro APR on Balance Transfers:
0% 18 months on Balance Transfers

Ongoing APR on Balance Transfers:
13.99% – 23.99% (Variable)

Balance Transfer Fee:
3% of each balance transfer; $5 minimum

Annual Fee: $0

Rewards

Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Reporting to the Major Consumer Reporting Agencies

Apply for Citi Rewards+<sup>&#8480;</sup> Card - Credit-Land.com

Rating 5.0

APPLY

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
0% 15 months on Purchases
Intro APR on Balance Transfer
0% 15 months on Balance Transfers
Regular APR
13.49% - 23.49% (Variable)
Balance Transfer Fee
3% of each balance transfer; $5 minimum
Annual Fee
$0
  • The Citi Rewards+SM Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

our choice

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% 15 months on Purchases

Intro APR on Balance Transfers:
0% 15 months on Balance Transfers

Ongoing APR:
13.49% - 23.49% (Variable)

Balance Transfer Fee:
3% of each balance transfer; $5 minimum

Annual Fee: $0

15,000 ThankYou® Points

Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com

Rewards

The Citi Rewards+SM Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.

Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.

our choice

Intro APR on Purchases
0% for 12 months
Intro APR on Balance Transfer
0% for 18 months
Regular APR
14.40% - 24.40% Variable
Balance Transfer Fee
3% of each balance transfer (minimum $5)
Annual Fee
$0
  • 0% Intro APR on Purchases for 12 months and Balance Transfers for 18 months; after that the variable APR will be 14.40% - 24.40%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
  • No Foreign Transaction Fee

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
0% for 12 months

Ongoing APR on Purchases:
14.40% - 24.40% Variable

Annual Fee: $0

Rewards Bonus

Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening

Rewards

Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive

Earn Points on Every Purchase! It's simple: $1 = 1 Point

Apply for Citi<sup>®</sup> / AAdvantage<sup>®</sup> Platinum Select<sup>®</sup> World Elite<sup>&#8482;</sup> Mastercard<sup>®</sup> - Credit-Land.com

Rating 4.4

APPLY

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
15.99% - 24.99% (Variable)
Balance Transfer Fee
3% of each balance transfer; $5 minimum
Annual Fee
$99, waived for first 12 months
  • Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
  • No Foreign Transaction Fees
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
  • Enjoy preferred boarding on American Airlines flights
  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

our choice

50,000 AAdvantage® miles

Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening

Rewards

Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants

Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases

Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card

Foreign Transaction Fee: 0%

Reporting to the Major Consumer Reporting Agencies

Apply for Citi Simplicity<sup>®</sup> Card - No Late Fees Ever - Credit-Land.com

Rating 4.3

APPLY

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
0% 12 months on Purchases
Intro APR on Balance Transfer
0% 21 months on Balance Transfers
Regular APR
14.74% - 24.74% (Variable)
Balance Transfer Fee
5% of each balance transfer; $5 minimum
Annual Fee
$0
  • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 14.74% - 24.74%, based on your creditworthiness.
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 14.74% - 24.74%, based on your creditworthiness.
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges

our choice

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% 12 months on Purchases

Intro APR on Balance Transfers:
0% 21 months on Balance Transfers

Ongoing APR:
14.74% - 24.74% (Variable)

Balance Transfer Fee:
5% of each balance transfer; $5 minimum

Annual Fee: $0

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

our choice

Intro APR on Purchases
0% for 12 months
Intro APR on Balance Transfer
0% for 18 months
Regular APR
10.75% (V)
Balance Transfer Fee
3% of each balance transfer (minimum $5)
Annual Fee
$0
  • 0% Intro APR on Purchases for 12 months and Balance Transfers for 18 months; after that the variable APR will be 10.75% (V), based on your creditworthiness.
  • Earn $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It’s simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way

our choice

0% Intro APR on Purchases

Intro APR on Purchases:
0% for 12 months

Ongoing APR on Purchases:
10.75% (V)

Annual Fee: $0

Rewards Bonus

Earn $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening

Rewards

Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive

Earn Points on Every Purchase! It’s simple: $1 = 1 Point

Apply for Surge Mastercard® - Credit-Land.com

Rating 3.7

APPLY

Fair/Bad Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
25.90% – 29.99%
Balance Transfer Fee
N/A
Annual Fee
$99
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Unsecured Credit Card

Apply for Citi<sup>®</sup> Double Cash Card – 18 month BT offer - Credit-Land.com

Rating 4.7

APPLY

on Citi's secure website

GREAT REWARDS CARD
TO GET IN April 2020

  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
See more details

questionsABOUT
MASTERCARD® CREDIT CARDS

I would like a Mastercard World Elite credit card for travel, because I like Mastercard benefits. What card would you suggest? It would be better to have a card with TSA PreCheck option.

Mastercard World Elite is a nice option if you are a frequent traveler. In addition to your card's benefits Mastercard offers such nice things as price protection, concierge services, a car rental program and many...

Read more
What is Mastercard sign in and how can I use it?

There are a lot of services with Mastercard sign in. You can use all of them or just those that suit your lifestyle. Below you will find some of the services you can use as a Mastercard cardholder. Mastercard...

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What are the Mastercard international fees?

One of the ways to make an international payment is to use a credit card. Credit cards are most widely accepted methods of payment globally and a Mastercard international credit or debit card is one of the examples....

Read more
See all questions

NOT SURE WHICH CARD
TO CHOOSE?

Ask our Experts and get free advice to your email!

ASK QUESTION

best mastercard® REWARDS
AND CARD BENEFITS

Extended Warranties and Purchase Assurance

When you buy something with your Mastercard, the original warranty is doubled in length and gives you the same coverage that the manufacturer gave you, for up to 12 months. Purchase Assurance Coverage protects you against damage or theft within 90 days of purchasing an item, up to a maximum value of $1,000 per claim and $25,000 per account every year.

Travel Services

As you prepare for a trip, MasterTrip will give you information on travel requirement like documentation, immunizations, and exchange rates. In the event of a travel emergency, Mastercard travel assistance services will arrange a transfer of up to $5,000 from a family member, friend, or account back home. The service's medical assistance network will refer you to physicians, dentists, and pharmacies, and if you are hospitalized we will relay messages home and help a family member come to your aid if necessary.

Savings, Rewards, and Deals

Mastercard credit card rewards can come in the form of points, cash back or miles that can save you money. Even if you are not a happy cardholder of a Mastercard reward card, there are services that will allow to save on your purchases by simply linking your Mastercard credit, debit or prepaid card. In addition to rewards, you can take advantage of Mastercard promotions and exclusive offers when you use your card.

Low Interest Rates and Fees

Low interest credit cards are a real help when you do not pay off the card balance each month. You can keep your interest costs down with a low interest rate credit card from Mastercard. And if you are planning to make a big purchase, planning a trip or want to transfer some debt, you can get a Mastercard that has a 0% intro APR on purchases or zero on balance transfers, no annual fee, and no foreign transaction fee. Whatever your goals are, you can always find a low rate Mastercard.

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commentsABOUT
MASTERCARD® CREDIT CARDS

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