The content is accurate at the time of publication and is subject to change.

If you need a credit card, you can consider credit cards for people with fair credit. These cards have low fees and interest rates and some of them even have a rewards program. Your credit performance will be reported to major credit bureaus and, if you make monthly payments on time and stay within limits, you will be able to improve your credit history. The credit limit is determined by the card issuer and depends on your creditworthiness.