With your current credit score, you may qualify for almost any credit card with 0% on balance transfers provided all your current credit accounts are in good standing, you do not have recent late payments and maxed out accounts. For example, you may like the Discover it -18 Month Balance transfer card. With this card, you will have 18 months to transfer the balance and pay it off. The balance transfer fee is standard – 3% of amount transferred. There is no annual fee for the card. When you pay off, you can keep using this card for purchases and earn cash back. All your purchases will earn 1% cash back and purchases made within rotating categories will earn 5% cash back (up to the quarterly maximum, provided you’ve enrolled).