You have two options to go with: the first is an unsecured credit card for people with bad credit, and the second is a secured credit card. It is easier to qualify for a secured credit card when your credit is bad because secured cards require a security deposit. Also, secured cards often come with low interest rates and fees, which is important if you are going to carry some balance on your new credit card. As for unsecured credit cards, they are a bit harder to qualify but they do not require a down payment. They may have application or processing fees, though. You can compare both types of credit cards to see which is the best option for you.
CREDIT CARDS FOR BAD CREDIT:
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit