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Best Credit Cards and Personal Loans for Bad Credit from Our Partners

Sometimes unexpected things happen in life and you get in over your head. Whatever the reason for your bad credit history, the first step toward repairing it is applying for a card made especially for your situation and then, if approved, making timely payments and keeping account balances low relative to the credit limit with all your creditors.

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  • Cards of July 2024
  • Secured Cards
  • Personal Loans
  • Debit
    Cards
Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide

our choice

Maximum Loan Amount
$100,000
Minimum Loan Amount
$1,000
Minimum Income Required
See terms
Minimum Age of a Borrower
18
Instant Response
Yes
  • See Your Rate In Minutes
  • Get Your Free Experian® Credit Report
  • Compare Low Interest Personal Loans Up To $100,000. Get An Online Quote In Minutes!
  • Get Matched To Personal Loan Offers Based On Your FICO® Score Even If You Have Bad Credit.

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

Loans up to $100,000

Apply for Capital One Quicksilver Secured Cash Rewards Credit Card - Credit-Land.com

Rating 4.3

APPLY NOW

on Capital One's secure website

Limited, Bad Credit

our choice

Card Type
Secured
Regular APR
29.99% (Variable)
Annual Fee
$0
Response in 60 sec
No
Credit Pull
Hard Pull
  • Click "APPLY ONLINE" to apply now
  • No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
  • Put down a refundable $200 security deposit to get a $200 initial credit line
  • Building your credit? Using a card like this responsibly could help
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024

our choice

Annual Fee: $0

Rewards

No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply

Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024

Foreign Transaction Fee: None

Balance Transfer Fee: Balance Transfer Fee applies to balances transferred at a promotional rate

Apply for Capital One Platinum Secured Credit Card - Credit-Land.com

Rating 3.8

APPLY NOW

on Capital One's secure website

Limited, Bad Credit

our choice

Card Type
Secured
Regular APR
29.99% (Variable)
Annual Fee
$0
Response in 60 sec
No
Credit Pull
Hard Pull
  • Click "APPLY ONLINE" to apply now
  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app

our choice

Annual Fee: $0

Foreign Transaction Fee: None

Balance Transfer Fee: Balance Transfer Fee applies to balances transferred at a promotional rate

Reporting to the Major Consumer Reporting Agencies

Apply for Experian CreditMatch - Credit-Land.com

Rating 4.1

APPLY NOW

Any Credit

our choice

Card Type
Unsecured/Secured
Regular APR
See terms
Annual Fee
See terms
Response in 60 sec
No
Credit Pull
See Terms
  • Get Personalized Credit Card Offers Based on Your Credit File from Experian®. 100% Free!
  • Credit Cards Matched For You
  • Compare Credit Card Offers
  • See Cards In Under 60 Seconds

our choice

Reporting to the Major Consumer Reporting Agencies

Build Credit

our choice

Card Type
Secured
Regular APR
0%
Annual Fee
$0
Response in 60 sec
Yes
Credit Pull
Soft Pull
  • To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Chime® Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash deposits, one time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.
  • Chime® Checking Account and $200 qualifying direct deposit required to apply.
  • No annual fees or interest.3
  • No credit check to apply.
  • No minimum security deposit required.1
  • Whether it’s gas or groceries, all purchases can count towards building credit with on-time payment.
  • Reports to all 3 major credit bureaus.
  • Help increase your credit scores/FICO® Score by an average of 30 points*
  • View and track your FICO® Score2 right in the Chime app. FICO is the credit score used by 90% of lenders.
  • The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.
  • 1Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month.
  • *Based on a representative study conducted by Experian®, members who made their first purchase with Credit Builder between June 2022 and October 2022 observed an average FICO® Score 8 increase of 30 points after approximately 8 months. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score.
  • 2Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn More
  • 3Out-of-network ATM withdrawal and OTC advance fees may apply. View the Bancorp agreement or Stride agreemen for details; see back of card for issuer.

our choice

Annual Fee: $0

Instant Response

Foreign Transaction Fee: 0%

Reporting to the Major Consumer Reporting Agencies

Apply for Merit Platinum Card - Credit-Land.com

Rating 3.8

APPLY NOW

Damaged/Fair Credit

our choice

Card Type
Unsecured Store Credit Card
Regular APR
0%
Annual Fee
See terms
Response in 60 sec
Yes
Credit Pull
Soft Pull
  • No Employment or Credit Check
  • Bad Credit, No Credit? No Problem!
  • Fast and Easy Application
  • $750 Merchandise Credit Line
  • Exclusive Member Benefits
  • Start Shopping Right Away!

our choice

0% APR on Purchases

Intro APR on Purchases:
N/A

Ongoing APR on Purchases:
0%

Instant Response

No Credit Check

Apply for The Self Visa<sup>®</sup> Credit Card - Credit-Land.com

Rating 3.4

APPLY NOW

Limited / No Credit

our choice

Card Type
Secured
Regular APR
29.24% (Variable)
Annual Fee
$25
Response in 60 sec
No
Credit Pull
Soft Pull
  • Your next tool for building credit!
  • The Self Visa® Credit Card reports to the three major credit bureaus in the U.S.
  • Accounts in good standing may have opportunities to increase the credit limit over time.
  • Your Credit Builder Account savings progress secures your Self credit card and sets your limit.
  • Your card can be used everywhere Visa® credit cards are accepted in the U.S.
  • No hard credit check or hard pull.

our choice

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

Build Credit

Your next tool for building credit!

our choice

Maximum Loan Amount
See terms
Minimum Loan Amount
See terms
Minimum Income Required
See terms
Minimum Age of a Borrower
18
Instant Response
Yes
  • Build credit & Earn rewards.
  • Payment performance is reported monthly to TransUnion, Equifax, Experian, and Innovis.
  • Track your credit score every month.
  • Learn with courses and pick up useful skills.
  • Earn 1% back on loan offers. Up to $1,225.
  • 0% APR / $0 fees. Instant approval. No credit check.

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

No Checking Account Required

our choice

Card Type
Unsecured Fee Based Credit Card
Regular APR
See Provider Website
Annual Fee
See Provider Website
Response in 60 sec
Yes
Credit Pull
See Provider Website
  • Everyone deserves a chance to build** credit: apply today!
  • PREMIER Bankcard credit cards are for building** credit.
  • Start building credit by keeping your balance low and paying all your bills on time each month.
  • We'll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.

our choice

Response in 60 Seconds

Reporting to the Major Consumer Reporting Agencies

Build Credit

Build credit by keeping your balance low and paying all your bills on time every month.

Use this card everywhere Mastercard cards are accepted (subject to available credit)

our choice

Card Type
Debit
Activation Fee
No
Maintenance Fee
No
Credit Check
No
Overdraft Available
Yes
  • No Monthly Fees.
  • Get fee-free overdraft up to $200* with SpotMe®.
  • Set up Direct Deposit and get your paycheck up to 2 days earlier^ than some of your co-workers!
  • Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
  • *SpotMe® on Debit is an optional, no fee overdraft service attached to your Chime Checking Account. To qualify for the SpotMe on Debit service, you must receive $200 or more in qualifying direct deposits to your Chime Checking Account each month and have activated your physical Chime Visa® Debit Card or secured Chime Credit Builder Visa® Credit Card. Qualifying members will be allowed to overdraw their Chime Checking Account for up to $20 on debit card purchases and cash withdrawals initially but may later be eligible for a higher limit of up to $200 or more based on Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. The SpotMe on Debit limit will be displayed within the Chime mobile app and is subject to change at any time, at Chime's sole discretion. Although Chime does not charge any overdraft fees for SpotMe on Debit, there may be out-of-network or third-party fees associated with ATM transactions. SpotMe on Debit will not cover any non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. SpotMe on Debit Terms and Conditions.
  • ^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

our choice

Activation Fee: No

Monthly Maintenance Fee: No

Overdraft available

Overdraft Fee:
Fee-free Overdraft up to $200* with SpotMe

Use this card everywhere Visa cards are accepted

Apply for MAGNUM - Credit Builder Account - Credit-Land.com

Rating 4.7

APPLY NOW

All Credit Types Considered

our choice

Maximum Loan Amount
$30,000
Minimum Loan Amount
$2,000
Minimum Income Required
See terms
Minimum Age of a Borrower
18
Instant Response
No
  • Get up to a +86 average341 FICO® Score increase on autopilot
  • Largest credit builder in the nation
  • Build from $2,000 up to $30,000 of credit history starting at just $30/mo
  • Great if you want to access premium CCs & higher credit limits
  • No credit history needed; no hard check required
  • No prepayment or early cancellation fees

our choice

No Credit Check

Loans up to $30,000

our choice

Maximum Loan Amount
$750
Minimum Loan Amount
See terms
Minimum Income Required
See terms
Minimum Age of a Borrower
18
Instant Response
Yes
  • No credit check
  • 0% APR and No hidden fees
  • Open your account in minutes
  • Bank-level security keeps your data safe
  • A $750 revolving line of credit to use for Kikoff purchases
  • Build payment history that gets reported to Equifax and Experian

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

No Checking Account Required

Apply for Masseys Credit Card - Credit-Land.com

Rating 3.5

APPLY NOW

Excellent / Good / Fair / Bad Credit

our choice

Card Type
Unsecured Store Credit Card
Regular APR
See terms
Annual Fee
$0
Response in 60 sec
Yes
Credit Pull
Soft Pull
  • Buy Now and Pay Later with Masseys Credit
  • Grow your credit with responsible use
  • Masseys Credit Lines Up To $500!
  • No annual fee
  • Payments as little as $5.99 per month
  • Conventient online account access

our choice

Annual Fee: $0

Instant Response

our choice

Card Type
Unsecured Fee Based Credit Card
Regular APR
See Provider Website
Annual Fee
See Provider Website
Response in 60 sec
Yes
Credit Pull
See Provider Website
  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • You don’t need good credit to apply.
  • Just complete the short application and receive a response in 60 seconds.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.

our choice

Response in 60 Seconds

Reporting to the Major Consumer Reporting Agencies

Build Credit

Build credit by keeping your balance low and paying all your bills on time every month.

Use this card everywhere Mastercard cards are accepted (subject to available credit)

Apply for Upside - Credit-Land.com

Rating 4.4

APPLY NOW

Any Credit

our choice

Card Type
App
Regular APR
N/A
Annual Fee
$0
Response in 60 sec
No
Credit Pull
See Terms
  • Earn every time you shop gas, grocery, or food with Upside's free top-rated app.
  • Claim a cash back offer at a location near you.
  • Make your purchase and pay with a credit or debit card.
  • Cash out your earnings directly to your bank account, PayPal, or a gift card.

our choice

Annual Fee: $0

No Credit Check

Apply for Sezzle - Credit-Land.com

Rating 4.4

APPLY NOW

Poor, Fair, Good Credit

our choice

Maximum Loan Amount
See terms
Minimum Loan Amount
See terms
Minimum Income Required
See terms
Minimum Age of a Borrower
18
Instant Response
Yes
  • Sezzle enables you to obtain no-interest loans for purchases.
  • No hard credit check.
  • Simple, transparent 6-week payment plan.
  • With the Sezzle subscription, Sezzle Anywhere, shoppers can shop at any retailer (in store and in person) and pay in 4 with Sezzle.

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

No Checking Account Required

Apply for Explore Credit - Credit-Land.com

Rating 4.4

APPLY NOW

Excellent / Good / Fair / Bad Credit

our choice

Maximum Loan Amount
$2,000
Minimum Loan Amount
$300
Minimum Income Required
$1,500
Minimum Age of a Borrower
18
Instant Response
Yes
  • We offer short-term installment loans.
  • Use our fully automated, completely secure online portal to apply for a loan in minutes.
  • Transparent and secure way to quickly apply and get a decision for much-needed short-term loans through our online application portal.
  • For a short-term installment loan with Explore Credit, you will need your social security number, permanent address, driver’s license, current employment information, and a bank account.
  • Receive your transfer via a checking account that accepts ACH transfers.

our choice

Instant Response

Loans up to $2,000

Apply for Ava Credit Builder - Credit-Land.com

Rating 4.5

APPLY NOW

Any Credit

our choice

Maximum Loan Amount
$2,500
Minimum Loan Amount
See terms
Minimum Income Required
No
Minimum Age of a Borrower
18
Instant Response
Yes
  • Get improved your credit score in less than 7 days
  • No credit check, no interest, no fees – just instant approval
  • High credit limit instantly lowers your credit usage
  • Use the Ava app to pay bills on time, building a positive payment history
  • Daily reporting to all bureaus
  • Subscription fee of $6/month when you sign up for an annual plan, the month to month subscription fee is $9

our choice

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

No Employment Required

SHOW MORE OFFERS
Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide
Apply for Capital One Quicksilver Secured Cash Rewards Credit Card - Credit-Land.com

Rating 4.3

APPLY NOW

on Capital One's secure website

Limited, Bad Credit

our choice

Regular APR
29.99% (Variable)
Annual Fee
$0
Instant Response
No
Credit Pull
Hard Pull
  • Click "APPLY ONLINE" to apply now
  • No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
  • Put down a refundable $200 security deposit to get a $200 initial credit line
  • Building your credit? Using a card like this responsibly could help
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024

our choice

Annual Fee: $0

Rewards

No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply

Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024

Foreign Transaction Fee: None

Balance Transfer Fee: Balance Transfer Fee applies to balances transferred at a promotional rate

Apply for Capital One Platinum Secured Credit Card - Credit-Land.com

Rating 3.8

APPLY NOW

on Capital One's secure website

Limited, Bad Credit

our choice

Regular APR
29.99% (Variable)
Annual Fee
$0
Instant Response
No
Credit Pull
Hard Pull
  • Click "APPLY ONLINE" to apply now
  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app

our choice

Annual Fee: $0

Foreign Transaction Fee: None

Balance Transfer Fee: Balance Transfer Fee applies to balances transferred at a promotional rate

Reporting to the Major Consumer Reporting Agencies

Apply for The Self Visa<sup>®</sup> Credit Card - Credit-Land.com

Rating 3.4

APPLY NOW

Limited / No Credit

our choice

Regular APR
29.24% (Variable)
Annual Fee
$25
Instant Response
No
Credit Pull
Soft Pull
  • Your next tool for building credit!
  • The Self Visa® Credit Card reports to the three major credit bureaus in the U.S.
  • Accounts in good standing may have opportunities to increase the credit limit over time.
  • Your Credit Builder Account savings progress secures your Self credit card and sets your limit.
  • Your card can be used everywhere Visa® credit cards are accepted in the U.S.
  • No hard credit check or hard pull.

our choice

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

Build Credit

Your next tool for building credit!

our choice

Regular APR
0%
Annual Fee
$0
Instant Response
Yes
Credit Pull
Soft Pull
  • To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Chime® Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash deposits, one time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.
  • Chime® Checking Account and $200 qualifying direct deposit required to apply.
  • No annual fees or interest.3
  • No credit check to apply.
  • No minimum security deposit required.1
  • Whether it’s gas or groceries, all purchases can count towards building credit with on-time payment.
  • Reports to all 3 major credit bureaus.
  • Help increase your credit scores/FICO® Score by an average of 30 points*
  • View and track your FICO® Score2 right in the Chime app. FICO is the credit score used by 90% of lenders.
  • The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.
  • 1Money added to Credit Builder will be held in a secured account as collateral for your Credit Builder Visa card, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month.
  • *Based on a representative study conducted by Experian®, members who made their first purchase with Credit Builder between June 2022 and October 2022 observed an average FICO® Score 8 increase of 30 points after approximately 8 months. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score.
  • 2Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn More
  • 3Out-of-network ATM withdrawal and OTC advance fees may apply. View the Bancorp agreement or Stride agreemen for details; see back of card for issuer.

our choice

Annual Fee: $0

Instant Response

Foreign Transaction Fee: 0%

Reporting to the Major Consumer Reporting Agencies

our choice

Regular APR
15.24% (V)
Annual Fee
$49.00
Instant Response
No
Credit Pull
Soft Pull
  • 1% Cash Back Rewards on payments.
  • Choose your own fully-refundable credit line - $200 to $2000 – based on your security deposit.
  • Build or rebuild your credit!1
  • Reports to all 3 major credit bureaus.
  • No minimum credit score required for approval!
  • Accepted wherever Mastercard® is accepted.
  • Applying is quick and easy with our secure online application.
  • 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • *See Important Disclosures for complete offer details

our choice

Rewards

1% Cash Back Rewards on payments.

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

Apply for Discover it® Secured Credit Card - Credit-Land.com

Rating 4.5

APPLY NOW

on Discover's secure website

New/Rebuilding

our choice

Regular APR
28.24% Variable APR
Annual Fee
$0
Instant Response
No
Credit Pull
See Terms
  • No credit score required to apply.
  • No Annual Fee, earn cash back, and build your credit history.
  • Your secured credit card requires a refundable security deposit, and your credit line will equal your deposit amount, starting at $200. Bank information must be provided when submitting your deposit.
  • Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
  • Terms and conditions apply.

our choice

Annual Fee: $0

Rewards Bonus

INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.µ

Rewards

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.

Foreign Transaction Fee: None

our choice

Regular APR
25.64% (variable)
Annual Fee
$35
Instant Response
No
Credit Pull
Soft Pull
  • New feature! Earn up to 10% cash back on everyday purchases
  • No credit check to apply. Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Get free monthly access to your FICO score in our mobile application
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Fund your card with a low $200 refundable security deposit to get a $200 credit line
  • Apply in less than 5 minutes with our mobile first application
  • Choose the due date that fits your schedule with flexible payment dates
  • Fund your security deposit over 60 days with the option to make partial payments
  • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit

our choice

Rewards

New feature! Earn up to 10% cash back on everyday purchases

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

our choice

Regular APR
25.24% (V)
Annual Fee
$29.00
Instant Response
No
Credit Pull
Soft Pull
  • 1% Cash Back Rewards on payments.
  • Choose your own fully-refundable credit line - $200 to $2000 – based on your security deposit.
  • Build or rebuild your credit!1
  • Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
  • 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • *See Important Disclosures for complete offer details

our choice

Rewards

1% Cash Back Rewards on payments.

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

our choice

Regular APR
19.24% (V)
Annual Fee
$39.00
Instant Response
No
Credit Pull
Soft Pull
  • Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
  • Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
  • Choose your own fully-refundable credit line - $200 to $2000 – based on your security deposit.
  • Build or rebuild your credit!1
  • Accepted wherever Mastercard® is accepted
  • Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
  • 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • *See Important Disclosures for complete offer details

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Rewards

Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

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Regular APR
19.24% (V)
Annual Fee
$39
Instant Response
No
Credit Pull
Soft Pull
  • 1% Cash Back Rewards on payments
  • Choose your own credit line - $200 to $2000 – based on your security deposit
  • Build your credit score.1 Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
  • 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

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Rewards

1% Cash Back Rewards on payments

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

our choice

Regular APR
15.24% (V)
Annual Fee
$49
Instant Response
No
Credit Pull
Soft Pull
  • 1% Cash Back Rewards on payments
  • Choose your own credit line - $200 to $2000 – based on your security deposit
  • Build your credit score.1 Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
  • 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

our choice

Rewards

1% Cash Back Rewards on payments

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

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Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
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Maximum Loan Amount
$100,000
Minimum Loan Amount
$1,000
Minimum Income Required
See terms
Minimum Age of a Borrower
18
Instant Response
Yes
  • See Your Rate In Minutes
  • Get Your Free Experian® Credit Report
  • Compare Low Interest Personal Loans Up To $100,000. Get An Online Quote In Minutes!
  • Get Matched To Personal Loan Offers Based On Your FICO® Score Even If You Have Bad Credit.

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Instant Response

Reporting to the Major Consumer Reporting Agencies

Loans up to $100,000

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Maximum Loan Amount
$750
Minimum Loan Amount
See terms
Minimum Income Required
See terms
Minimum Age of a Borrower
18
Instant Response
Yes
  • No credit check
  • 0% APR and No hidden fees
  • Open your account in minutes
  • Bank-level security keeps your data safe
  • A $750 revolving line of credit to use for Kikoff purchases
  • Build payment history that gets reported to Equifax and Experian

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Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

No Checking Account Required

Apply for Tidal Lending - Credit-Land.com

Rating 4.3

APPLY NOW

Any Credit Welcome

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Maximum Loan Amount
$30,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
Instant Response
No
  • Personal Loans From $100 - $30,000
  • Submit your request using Tidal Lending and we will search our network to find you a loan provider in real time, no expired offers, no waiting.
  • Our service could connect you with a lender to get you your funds as soon as possible!
  • Your personal data is encrypted when using our service.

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Reporting to the Major Consumer Reporting Agencies

Loans up to $30,000

Annual Fee: See terms

Apply for LendAndGo - Credit-Land.com

Rating 4.2

APPLY NOW

Any Credit

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Maximum Loan Amount
$10,000
Minimum Loan Amount
$100
Minimum Income Required
See terms
Minimum Age of a Borrower
18
Instant Response
No
  • Request up to $10,000 in funding today!
  • It's simple as one, two, three.
  • Fast, Easy and Discreet
  • Absolutely No Hidden Costs
  • All Credit Scores Welcome

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Reporting to the Major Consumer Reporting Agencies

Loans up to $10,000

Annual Fee: See terms

Apply for Ava Credit Builder - Credit-Land.com

Rating 4.5

APPLY NOW

Any Credit