Depending on what type of benefit you would like receive when making these purchases, I may have a few recommendations that may be of interest to you. If you plan on paying for these purchases over time, I would recommend trying to find a credit card that has either a 0% introductory APR or some type of no-interest financing offer. Many banks will offer credit cards with a 0% introductory APR on purchases. With one of these cards, you would have some time to pay for the furniture without collecting interest. I would also recommend that you inquire about special financing options from the place you plan on making your purchases from, if you haven’t done so already. If you make your purchases with a card such as the Ally Bank chip card, you will be able to earn cash back on all your purchases.