If we do not have credit, how does that work when... - Limited/Bad/Fair Credit Questions

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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit » If we do not have credit, how does that work when applying for a credit card?

If we do not have credit, how does that work when applying for a credit card?

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Once you submit the application the credit card issuer estimates your creditworthiness. What counts are your income and expenses including your rent payments. If you have a bank account, it will be appreciated. The issuer will also pull your credit report. If you have any credit history in the report that information will also be taken into account.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
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