If your credit is bad, you will probably not be approved for any store credit cards. There are cards that are specifically tailored for those with bad credit who are trying to improve their score. Or you can try a secured credit card. If you have fair credit it is questionable if you will be approved. This card is branded by MasterCard which means it can be used anywhere MasterCard is accepted. There is higher risk to the creditor than a basic store card that can only be used at that shop. Bed, Bath and Beyond does not issue a basic store card. Unless your credit is good I wouldn’t take a chance on it. Be sure when you apply for your next card that you apply for one that fits your situation. Try searching cards aimed at fair credit.