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Credit Card Applications » Questions » User Questions » Build Credit History » Is the approval process fairly easy for the Art Van financing program, or should I consider ...

Is the approval process fairly easy for the Art Van financing program, or should I consider other credit options instead?

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Leo Zhu

When filling out your Art Van financing application, there are several requirements listed that one must meet in order to even be considered worthy of approval. You must be employed for at least six months at the same company and you must earn at least $1,250 (gross) per month. In addition, all applicants must have an active checking account for at least three months and a $500 per month deposit history. Aside from this, all applicants must have no excessive NSFs (insufficient funds) or excessive overdrafts, as well as an account balance that is not in a negative state. This line of credit is more for people with established credit histories. If you are fairly new to the credit game, this line of credit would not be an ideal place to start. You might prefer looking into a general credit card that is more user friendly.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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