I’ve never used a cash back or other type of... - Cash Back Rewards Questions

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Credit Card Applications » Questions » User Questions » Cash Back Rewards » I’ve never used a cash back or other type of rewards credit card, and don’t know if...

I’ve never used a cash back or other type of rewards credit card, and don’t know if they are truly a good deal. Are rewards credit cards really worth it?

Answered on

A rewards credit card is definitely worth having – it’s not just hype. Whether you want cash back, travel rewards, purchase protection, price guarantees that reimburse you when something you bought goes down in price, you’ll be able to find a card that is definitely going to pay off. One of the best things about applying for a credit card is getting one that comes with a signup bonus. This can be worth a hundred dollars of gift cards from your favorite stores, a round-trip ticket to a domestic destination in the continental United States, a flight upgrade that puts you in first class, or a hefty statement credit. Rewards are easy to redeem online and are generally flexible and easy to use. So do yourself a favor and find a rewards credit card to apply for today. For example, it can be the Discover it® Chrome card. This card doesn’t require sign-ups and has no rotating rewards categories. You will simply earn cash back on all purchases. There is no annual fee and you will be able to take advantage of 0% intro APR on purchases. You can keep this card as your primary card, or use it for gas purchases only.

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Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
For Excellent, Good Credit
Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
For Excellent, Good Credit
Receive 1% cash back on eligible purchases, terms apply
For Fair Credit

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