A rewards credit card is definitely worth having – it’s not just hype. Whether you want cash back, travel rewards, purchase protection, price guarantees that reimburse you when something you bought goes down in price, you’ll be able to find a card that is definitely going to pay off. One of the best things about applying for a credit card is getting one that comes with a signup bonus. This can be worth a hundred dollars of gift cards from your favorite stores, a round-trip ticket to a domestic destination in the continental United States, a flight upgrade that puts you in first class, or a hefty statement credit. Rewards are easy to redeem online and are generally flexible and easy to use. So do yourself a favor and find a rewards credit card to apply for today. For example, it can be the Discover it® Chrome card. This card doesn’t require sign-ups and has no rotating rewards categories. You will simply earn cash back on all purchases. There is no annual fee and you will be able to take advantage of 0% intro APR on purchases. You can keep this card as your primary card, or use it for gas purchases only.